Featured Rates

Our Best Auto Loan Rate

As Low As



30 month special


$1,000 minimum deposit


30 Year Fixed


Boat & RV Loans

As Low As


Direct Financial Holiday Closing Schedule:

Friday, December 22 - Whitmer Branch closed - RenCen will be open
Monday, December 25 - All branches closed
Tuesday, December 26 - All branches closed

You can access your accounts 24/7 with Mobile Banking, NEFCUOnline, Text Messaging, ATMs or by calling Accountline.

NEFCUOnline new look

Now live! A Refreshed and Responsive User Interface for NEFCUOnline!

NEFCUOnline has been upgraded! This upgrade includes an all-new interface that scales and changes size to fit the device. This allows a range of devices to have an optimal experience — from a mobile phone to a large desktop.

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Think Positive, Think Power

Save at higher money-market rates with a Direct Financial Power Account, while maintaining easy access to your money. 

Direct Financial Logo

We've changed our name!

On November 1, 2017 HealthOne ‎became Direct Financial. We're the same great Credit Union, with a great new name! 

Holiday present wrapped in gold

Make the most of the season

Direct Financial's Holiday Loan puts money in your account now to use towards expenses incurred during the holiday season. So you can purchase gifts, travel to visit family and friends, or plan an extra-special holiday event.

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Direct Financial's Home Ownership Made Easier (H.O.M.E.) mortgage program will help provide affordable housing to first-time homebuyers

As part of its commitment to affordable housing in our area, Direct Financial is adding program enhancements to include down payment assistance and lender paid mortgage insurance to help qualified, first-time homebuyers afford homes of their own. The enhancements would lower out-of-pocket costs at time of purchase and during repayment.

As part of this first-time homebuyer program, restrictions apply regarding the maximum purchase price and household income. Please call for details at 800.966.8200 Option 1 x2052 or email us at mortgages@nefcu.com.

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Fuel Assistance Loan

If you need assistance covering the cost of home heating fuel this winter, let us help.