Featured Rates

Auto Loans

As Low As

3.09%

APR

Certificate

30 month special

3.03%APY

$1,000 minimum deposit

Mortgages

30 Year Fixed

4.400%

APR

Boat & RV Loans

As Low As

4.09%

APR

holiday closing image

President’s Day Closing

The Credit Union will be closed on Monday, February 18, in observance of President's Day.

You can access your accounts 24/7 with Mobile Banking, NEFCUOnline, Text Messaging, ATMs or by calling Accountline.

Group of nurses male and female

Nursing Scholarship Available!

Direct Financial will award one $3,000 scholarship to a Direct Financial member applying to or enrolled in an undergraduate or graduate nursing program.

Applications must be either postmarked or dropped off at a Direct Financial branch by February 28, 2019; recipients will be notified by April 19, 2019.

Important notice regarding a change related to mortgage insurance premiums and the 1098 Mortgage Interest Statement tax form for 2018

In prior years, mortgage insurance premiums were tax deductible for certain homeowners, and during these years Direct Financial reported this information on Form 1098. As of January 21, 2019, Congress has not extended the deductibility of mortgage insurance premiums for 2018. Accordingly, Box 5 on your 1098 Mortgage Interest Statement for 2018 will be left blank, even if premiums were paid during the year.

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Start a Savings Habit - Be a Life Saver

The arrival of a new year is yet another opportunity to build a nest egg and save for the future. Direct Financial offers a variety of ways to make it easy, with savings and certificate account options that will satisfy all types of needs and circumstances.

Living room

Fuel Assistance Loan

If you need assistance covering the cost of home heating fuel this winter, let us help.

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Low-cost home financing for Veterans

The Direct Financial VA Loan offers:

• Low fixed rates and closing costs
• Flexible underwriting
• Local servicing

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A Lifestyle Loan from Direct Financial

The Lifestyle Loan can be used for many of life’s major expenses, including adoptions, childbearing costs, weddings, elective medical procedures, dental work, summer camps for kids or veterinary care for your pets.