Featured Rates

Auto Loans

As Low As




30 month special


$1,000 minimum deposit


30 Year Fixed



Boat & RV Loans

As Low As



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Want to earn more on your savings?

Our 30-month certificate is now available for a dividend rate of 3.03% APY.

* APY is the Annual Percentage Yield on the deposit. All rates quoted are effective February 15, 2019. The minimum to earn the APY is $1,000. Early withdrawal penalties may apply.

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Need help with your tax payments?

If you owe money on your State and/or Federal taxes this year, don’t worry, we can help you make your payment(s) on time with an Income Tax Loan. Applying is easy! Call 800.966.8200, stop by any branch, or click on the link below.

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STEM Scholarships Available!

Direct Financial will award one $3,000 scholarship to a Direct Financial member applying to or enrolled in one of the following fields of study: Biological sciences, Physical sciences, Mathematical sciences, Computer and Information sciences, Geosciences, Engineering or Technology areas associated with the preceding fields of study.

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Direct Financial Seminars

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Annual Meeting Notice

The NEFCU Annual Meeting will be held Wednesday, March 27, 2019 at 5:00 pm, at the Credit Union's headquarters, 141 Harvest Lane, Williston, VT.

Important notice regarding a change related to mortgage insurance premiums and the 1098 Mortgage Interest Statement tax form for 2018

In prior years, mortgage insurance premiums were tax deductible for certain homeowners, and during these years Direct Financial reported this information on Form 1098. As of January 21, 2019, Congress has not extended the deductibility of mortgage insurance premiums for 2018. Accordingly, Box 5 on your 1098 Mortgage Interest Statement for 2018 will be left blank, even if premiums were paid during the year.

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Low-cost home financing for Veterans

The Direct Financial VA Loan offers:

• Low fixed rates and closing costs
• Flexible underwriting
• Local servicing