Featured Rates

Our Best Auto Loan Rate

As Low As



30 month special


$1,000 minimum deposit


30 Year Fixed


Boat & RV Loans

As Low As


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Introducing a 39-Month "Step-Up" Certificate

The Step-Up Certificate offers a fixed rate of 2.27% APY for a term of 39 months. Should dividend rates rise during the term of your Certificate, you’ll have a one-time option to “Step Up” to the higher rate (the prevailing 3-5 year certificate rate) for the remainder of the term.

To request the one-time increase, call us at 800.966.8200 or visit a branch.

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Careers at Direct Financial

Direct Financial currently has open positions for:

  • Mortgage Loan Originator
    (Royal Oak, MI)

  • Member Service Representative
    (Whitmer & Renaissance Center Branches)

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A Home of your Own

Whether you're a first time homebuyer or a seasoned homeowner, there's no better place to get your home financing than Direct Financial.

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Going Places? Then get Mobile!

Summer is a great time to get out and enjoy a change of scenery. That’s when having the NEFCU Mobile App can really come in handy. Before you get going, search for the NEFCU Mobile App in the App Store, Google Play or Amazon Appstore, then follow the instructions to install the application on your device. Also, you might want to take advantage of our Quick Balance and Smartwatch Banking capabilities.