Featured Rates

Our Best Auto Loan Rate

As Low As

2.44%APR

Certificate

30 month special

1.46%APY

$1,000 minimum deposit

Mortgages

30 Year Fixed

4.525%APR

Boat & RV Loans

As Low As

3.44%APR

NEFCU Credit Card Manager and SecurLOCK Logo/black & green

The Power to Protect Your Cards is in Your Hands

Card Status Control –  Put a temporary lock on your credit and debit cards until you find it.

Let NEFCU help keep your cards safe.

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Money Management is now live!

Our NEFCUOnline personal management software “Money Management” is now ready for you to use. Not only will you be able to see all your financial accounts, balances, and transactions in one place, you will be able to visualize and interact with that data in new and meaningful ways – all conveniently and securely within online banking and the NEFCU Mobile App.

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Nursing Scholarship Available!

Direct Financial will award one $3,000 scholarship to a Direct Financial member applying to or enrolled in an undergraduate or graduate nursing program.

Applications must be either postmarked or dropped off at a Direct Financial branch by February 28, 2018; recipients will be notified by April 20, 2018.

Important notice regarding a change related to mortgage insurance premiums and the 1098 Mortgage Interest Statement tax form for 2017

As of the end of January 2018, when 1098 Mortgage Interest Statement tax forms were mailed to borrowers, Congress had not extended the deductibility of mortgage insurance premiums for 2017. Accordingly, Box 5 of your 1098 Mortgage Interest Statement for 2017 was left blank, even if premiums were paid during the year. 

Legislation passed on February 9th retroactively extended the tax deductibility of mortgage insurance premiums for 2017. The IRS is currently reviewing this legislation to determine next steps for 2017 mortgage insurance reporting. Direct Financial will follow the IRS guidance for reporting mortgage insurance paid in 2017 as soon as it becomes available. 

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15-month Certificate

For a limited time, we are offering a special on a 15-month Certificate. Check out our rates and open an account today.

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Direct Financial's Home Ownership Made Easier (H.O.M.E.) mortgage program will help provide affordable housing to first-time homebuyers

As part of its commitment to affordable housing in our area, Direct Financial is adding program enhancements to include down payment assistance and lender paid mortgage insurance to help qualified, first-time homebuyers afford homes of their own. The enhancements would lower out-of-pocket costs at time of purchase and during repayment.

As part of this first-time homebuyer program, restrictions apply regarding the maximum purchase price and household income. Please call for details at 800.966.8200 Option 1 x2052 or email us at mortgages@nefcu.com.

People at Meeting

Annual Meeting Notice

The NEFCU Annual Meeting will be held Wednesday, March 28, 2018 at 5:00 pm, at the Credit Union's headquarters, 141 Harvest Lane, Williston, VT.