Featured Rates

Our Best Auto Loan Rate

As Low As



30 month special


$1,000 minimum deposit


30 Year Fixed


Boat & RV Loans

As Low As


STEM Scholarships Available!

Direct Financial will award one $3,000 scholarship to a Direct Financial member applying to or enrolled in one of the following fields of study: Biological sciences, Physical sciences, Mathematical sciences, Computer and Information sciences, Geosciences, Engineering or Technology areas associated with the preceding fields of study.

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Money Management is now live!

Our NEFCUOnline personal management software “Money Management” is now ready for you to use. Not only will you be able to see all your financial accounts, balances, and transactions in one place, you will be able to visualize and interact with that data in new and meaningful ways – all conveniently and securely within online banking and the NEFCU Mobile App.

NEFCU Credit Card Manager and SecurLOCK Logo/black & green

The Power to Protect Your Cards is in Your Hands

Card Status Control –  Put a temporary lock on your credit and debit cards until you find it.

Let NEFCU help keep your cards safe.

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Direct Financial's Home Ownership Made Easier (H.O.M.E.) mortgage program will help provide affordable housing to first-time homebuyers

As part of its commitment to affordable housing in our area, Direct Financial is adding program enhancements to include down payment assistance and lender paid mortgage insurance to help qualified, first-time homebuyers afford homes of their own. The enhancements would lower out-of-pocket costs at time of purchase and during repayment.

As part of this first-time homebuyer program, restrictions apply regarding the maximum purchase price and household income. Please call for details at 800.966.8200 Option 1 x2052 or email us at mortgages@nefcu.com.

People at Meeting

Annual Meeting Notice

The NEFCU Annual Meeting will be held Wednesday, March 28, 2018 at 5:00 pm, at the Credit Union's headquarters, 141 Harvest Lane, Williston, VT.

Important notice regarding a change related to mortgage insurance premiums and the 1098 Mortgage Interest Statement tax form for 2017

As of the end of January 2018, when 1098 Mortgage Interest Statement tax forms were mailed to borrowers, Congress had not extended the deductibility of mortgage insurance premiums for 2017. Accordingly, Box 5 of your 1098 Mortgage Interest Statement for 2017 was left blank, even if premiums were paid during the year. 

Legislation passed on February 9th retroactively extended the tax deductibility of mortgage insurance premiums for 2017. As a result, on or before March 15, 2018 Direct Financial will mail revised 1098 Mortgage Interest Statement tax forms to borrowers who paid mortgage insurance premiums in 2017. 

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15-month Certificate

For a limited time, we are offering a special on a 15-month Certificate. Check out our rates and open an account today.