Featured Rates

Auto Loans

As Low As



Step-Up Certificate

39 Month Special




30 Year Fixed



Boat & RV Loans

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Royal Oak office

New Mortgage Center!

We are pleased to announce the opening of our new Mortgage Center, located at 916 South Main Street, Suite 200 in Royal Oak. The office will be open from 8:30 am to 5:00 pm, Monday through Friday. 

We have mortgage loan officers on site, ready to help you own the home you’ve been dreaming of. We look forward to seeing you!

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Starting this month, our Digital Advisors will be leading a series of four mobile workshops: Access it, Move it, Pay it, and Manage it. Topics will range from getting started and customizing your settings to using External Funds Transfer, Popmoney®, BillPay™, and Money Management. Join us for one – or all – of these sessions. Space is limited and dates/times vary by location. To check availability and reserve a spot, stop by a branch or call the Contact Center at 800.400.8790.

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Introducing a 39-Month "Step-Up" Certificate

The Step-Up Certificate offers a fixed rate of 2.27% APY for a term of 39 months. Should dividend rates rise during the term of your Certificate, you’ll have a one-time option to “Step Up” to the higher rate (the prevailing 3-5 year certificate rate) for the remainder of the term.

To request the one-time increase, call us at 800.966.8200 or visit a branch.

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Careers at Direct Financial

Direct Financial currently has open positions for:

  • Mortgage Loan Originator
    (Royal Oak, MI)

  • Member Service Representative
    (Whitmer & Renaissance Center Branches)