Featured Rates

Our Best Auto Loan Rate

As Low As



30 month special


$1,000 minimum deposit


30 Year Fixed


Boat & RV Loans

As Low As


Mobile banking terms

Get the latest version of our Mobile Banking app

The latest version of the NEFCU Mobile App will be released on January 30, with enhancements to BillPay.

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Nursing Scholarship Available!

Direct Financial will award one $3,000 scholarship to a Direct Financial member applying to or enrolled in an undergraduate or graduate nursing program.

Applications must be either postmarked or dropped off at a Direct Financial branch by February 28, 2018; recipients will be notified by April 20, 2018.

Important notice regarding a change related to mortgage insurance premiums and the 1098 Mortgage Interest Statement tax form for 2017

In prior years, mortgage insurance premiums were tax deductible for certain homeowners and during these years, Direct Financial reported this information on Form 1098. As of January 10, 2018, Congress has not extended the deductibility of mortgage insurance premiums for 2017. Accordingly, Box 5 on your 1098 Mortgage Interest Statement for 2017 will be left blank, even if premiums were paid during the tax year.

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Money Management is replacing FinanceWorks

Coming soon, our NEFCUOnline personal management software “FinanceWorks" will be replaced by a more powerful solution called “Money Management” by MX. Members have asked for more robust features for personal financial management, especially a mobile solution and improved automatic categorization for expense tracking.

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Direct Financial's Home Ownership Made Easier (H.O.M.E.) mortgage program will help provide affordable housing to first-time homebuyers

As part of its commitment to affordable housing in our area, Direct Financial is adding program enhancements to include down payment assistance and lender paid mortgage insurance to help qualified, first-time homebuyers afford homes of their own. The enhancements would lower out-of-pocket costs at time of purchase and during repayment.

As part of this first-time homebuyer program, restrictions apply regarding the maximum purchase price and household income. Please call for details at 800.966.8200 Option 1 x2052 or email us at mortgages@nefcu.com.

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15-month Certificate

For a limited time, we are offering a special on a 15-month Certificate. Check out our rates and open an account today.

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Fuel Assistance Loan

If you need assistance covering the cost of home heating fuel this winter, let us help.

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Annual Meeting Notice

The NEFCU Annual Meeting will be held Tuesday, March 28, 2018 at 5:00 pm, at the Credit Union's headquarters, 141 Harvest Lane, Williston, VT.

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Think Positive, Think Power

Save at higher money-market rates with a Direct Financial Power Account, while maintaining easy access to your money.