MyChoice Mortgage

What Can You Do with a MyChoice Mortgage?

  • Pay off your mortgage on your own schedule
  • Save money by reducing your interest rate
  • Tailor your mortgage to your financial goals
  • Reduce your overall debt

You Pick the Rate & Term!

With Direct Financial’s MyChoice Mortgage, we don’t choose the terms of your loan – you do! Just pick the interest rate or the loan term that best suits your needs and get a mortgage that is truly tailored to your individual goals. Here’s how it works:

  1. Choose your fixed rate
  2. Choose your term – from 1 to 10 years

The lower the term, the lower the rate!

Direct Financial’s MyChoice Mortgage is designed to be quick and easy. No appraisal is needed (in most cases) and closing costs are generally limited to $150.