Home Equity Loans

Home Equity Loans & Lines of Credit

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NEFCU offers home equity financing as a fixed-rate term loan or as a revolving line of credit. Choose the loan that is right for you.

Home Equity Plus

Take out this type of equity loan in a specific amount and repay over a set term.

Home Equity Lines of Credit

Borrow what you need when you need it. Repay by making monthly payments. A HELOC is a revolving line of credit, so as you pay down your balance due, your available credit increases.

Energy Equity Loan

Finance energy improvements of any kind on your primary home, up to $250,000.

Learn more at vsecu.com

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MyChoice Mortgage

Pick Your Rate and Term!

We don’t choose the terms of your loan, you do! Just pick the interest rate or the loan term that works best for you.