Credit Cards

Enjoy the Benefits

  • No Annual Fee
  • Fraud Protection 24/7
  • No Hidden Fees
  • Real-Time Visa Alerts
  • Access via NEFCUOnline
  • Worldwide Cash Access

Why Carry a Direct Financial Visa?

Travel the world, the U.S., or Michigan — the Direct Financial Visa Explorer card with smart chip technology will speed your transactions and reduce the risk of fraud. Carry the card anywhere with confidence!

Rewards! Earn One Point for Each Dollar You Spend

Direct Financial Visa Explorer Rewards

Our Visa Rewards program is as easy as 1-2-3.

  1. Earn points when you purchase products or services.
  2. Redeem points for cash.
  3. Take up to three years to redeem your points.

Protect Yourself from Fraud and Theft

Card safety and fraud protection is built into every Direct Financial Visa Explorer card. At home or abroad, you are protected from fraud 24 hours a day, 7 days a week.

Visa Checkout for a Better Experience

  • Easy
  • Smart
  • Secure
  • Enjoy a Time-Saving Digital Experience
  • Check Out with Fewer Clicks
  • Feel Confident in Visa Advanced Technologies & Security

Visa Checkout

Visa Checkout makes online payment as easy as online shopping. Use it anywhere Visa Checkout is accepted — on the go with your tablet or phone, or at home with your computer.

Easy, Smart, and Secure

Add any major card to enroll. Skip typing in your card and shipping info every time. Shop worry-free. Your info is stored behind multiple layers of security.

Online Shopping. Simplified with Visa Checkout and your Direct Financial Visa card!

Pack Your Direct Financial Visa Card When You Travel

Let us know your travel plans in advance so that your card is protected when you're away from home. We'll monitor your card activity and contact you if we notice any suspicious transactions.