Mortgage & Home Equity Rates
Mortgage Rates
Mortgage Rates |
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Conventional |
Rate |
APR |
Points |
|---|---|---|---|
| 30 Year Fixed Rate | 5.125% | 5.160% | 0.000% |
| 15 Year Fixed Rate | 4.375% | 4.434% | 0.000% |
Home Equity Rates
| APR*1 | Index2 | Margin | Loan to Value3 | Alert Me |
|---|---|---|---|---|
| 3.50% | 3.50% | -0.50 | up to 80% | Receive a notification when this rate changes |
| 4.75% | 3.50% | +1.25 | 80.01% - 85% | Receive a notification when this rate changes |
| *APR: Annual Percentage Rate. Generally, fees paid by Direct Financial. If appraisal required, member-paid fees may range from $350 to $550. For Home Equities in first Mortgage position, members may be required to pay Title Examination fees which may range from $250 to $500 and Title Insurance fees which may range from $1.65 to $2.75 per $1000 borrowed. | ||||
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| APR*1 | Term | Monthly Payment per $10002 | Loan to Value3 | Alert Me |
|---|---|---|---|---|
| 3.70%4 | 5 years | $18.33 | up to 80% | Receive a notification when this rate changes |
| 4.70%4 | 10 years | $10.49 | up to 80% | Receive a notification when this rate changes |
| 5.50%4 | 15 years | $8.20 | up to 80% | Receive a notification when this rate changes |
| *APR: Annual Percentage Rate. Generally, fees paid by Direct Financial. If appraisal required, member-paid fees may range from $350 to $550. For Home Equities in first Mortgage position, members may be required to pay Title Examination fees which may range from $250 to $500 and Title Insurance fees which may range from $1.65 to $2.75 per $1000 borrowed. | ||||
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| APR*1 | Term | Monthly Payment per $10002 | Loan to Value3 | Alert Me |
|---|---|---|---|---|
| 4.70%4 | 5 years | $18.55 | up to 85% | |
| 5.70%4 | 10 years | $10.74 | up to 85% | |
| 6.50%4 | 15 years | $8.47 | up to 85% | |
| *APR: Annual Percentage Rate. Generally, fees paid by Direct Financial. If appraisal required, member-paid fees may range from $350 to $550. For Home Equities in first Mortgage position, members may be required to pay Title Examination fees which may range from $250 to $500 and Title Insurance fees which may range from $1.65 to $2.75 per $1000 borrowed. CLTV is Combined Loan-to-Value ratio. | ||||
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