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Mortgage & Home Equity Rates
Mortgage Rates
Mortgage Rates |
|||
Conventional |
Rate |
APR |
Points |
|---|---|---|---|
| 30 Year Fixed Rate | 7.125% | 7.184% | 0.000% |
| 15 Year Fixed Rate | 7.000% | 7.095% | 0.000% |
| 5/1 Non-Conforming ARM Primary Residence | 6.375% | 7.315% | 0.000% |
DPA |
Rate |
APR |
Points |
| 30 Year Fixed HOME Down Payment Assistance | 6.875% | 6.893% | 0.000% |
Home Equity Rates
| APR*1 | Index2 | Margin | Loan to Value3 | Alert Me |
|---|---|---|---|---|
| 8.00% | 8.50% | -0.50 | up to 80% | Receive a notification when this rate changes |
| 9.50% | 8.50% | +1.00 | 80.01% - 90% | Receive a notification when this rate changes |
| *APR: Annual Percentage Rate. Generally, fees paid by Direct Financial. If appraisal required, member-paid fees may range from $350 to $600. For Home Equities in first Mortgage position, members may be required to pay Title Examination fees which may range from $250 to $500 and Title Insurance fees which may range from $1.65 to $2.75 per $1000 borrowed. | ||||
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| APR*1 | Term | Monthly Payment per $10002 | Loan to Value3 | Alert Me |
|---|---|---|---|---|
| 6.50%4 | 5 years | $19.57 | up to 80% | Receive a notification when this rate changes |
| 7.50%4 | 10 years | $11.87 | up to 80% | Receive a notification when this rate changes |
| 7.99%4 | 15 years | $9.55 | up to 80% | Receive a notification when this rate changes |
| *APR: Annual Percentage Rate. Generally, fees paid by Direct Financial. If appraisal required, member-paid fees may range from $350 to $600. For Home Equities in first Mortgage position, members may be required to pay Title Examination fees which may range from $250 to $500 and Title Insurance fees which may range from $1.65 to $2.75 per $1000 borrowed. | ||||
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| APR*1 | Term | Monthly Payment per $10002 | Loan to Value3 | Alert Me |
|---|---|---|---|---|
| 7.50%4 | 5 years | $20.04 | up to 90% | |
| 8.50%4 | 10 years | $12.40 | up to 90% | |
| 8.99%4 | 15 years | $10.14 | up to 90% | |
| *APR: Annual Percentage Rate. Generally, fees paid by Direct Financial. If appraisal required, member-paid fees may range from $350 to $600. For Home Equities in first Mortgage position, members may be required to pay Title Examination fees which may range from $250 to $500 and Title Insurance fees which may range from $1.65 to $2.75 per $1000 borrowed. CLTV is Combined Loan-to-Value ratio. | ||||
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