Open a Direct Financial Account

Online Account Opening

Do you currently have an account with Direct Financial?

Please select one of the following:

Log in to NEFCUOnline to open an account
Click to start membership


  • Online account opening is for personal accounts only. Business, Trusts, and Estate accounts must be opened in a branch or over the phone.
  • Only US Citizens can apply for membership online. Additional documentation requires in-person applications for non-citizens.
  • Be sure to answer the four security questions at the end of the application. They are to protect against fraud and are required to finalize the application.

After application submission

  • You will receive a confirmation of application email from us.
  • We will reach out to you via phone or email within 24-48 business hours to check in, and to welcome new members.
  • Upon account request approval, account opening documents will be emailed to you via DocuSign, which allows you to sign your documents electronically.
  • Use the "Check Status" button to contact us or upload documents to your application.