First-Time Homebuyer

There are many affordable programs available for first-time homebuyers. Direct Financial will help ensure that you get the loan that’s right for you.

Contact us today. Your Direct Financial loan officer will review the program choices and help you decide which loan is best for you.

All Mortgage Rates & Terms

Institutional ID # 446767


Direct Financial’s HOME Program

A choice of a 5/1, 5/5 or 7/1 Adjustable Rate Mortgage priced below our fixed rate with flexible underwriting guidelines and reduced monthly mortgage insurance. Servicing of the loan will stay with Direct Financial after closing.

FHA Loans

A reduced fixed rate with lender paid customary closing costs that has flexible credit and underwriting guidelines. Servicing of the loan will be transferred to Nationstar Mortgage.

Home Possible Advantage

A 30 year fixed rate loan with a 3% minimum down payment, which can come from a gift. Lower closing costs than other fixed rate loans. Servicing of the loan will stay with Direct Financial after closing.

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