Becoming a member of Direct Financial is easy!

New England Federal Credit Union (NEFCU), the largest Credit Union in Vermont, is proud to serve its members in Michigan through our Direct Financial Division.

NEFCU and Direct Financial combined serve more than 89,000 members. We offer low-cost mortgages, consumer loans and everyday banking services, with convenient and secure account access available online, on mobile devices, and over the phone.

NEFCU consistently earns high marks for customer service, as we’ve made it our mission to work in your best interest by providing valued products and services that help to improve your overall financial condition.

Please let us know how we can help you, and thank you for being a member – we appreciate your business.


All persons living, working, or attending school in, and businesses or other legal entities located in Macomb, Oakland, Washtenaw, or Wayne counties in Michigan.

All you have to do is open a savings or checking account with $25. Become a Direct Financial member by applying online.