What you need to know.
Direct Financial is excited to offer you an energy improvement loan with no money down so you can start saving right away.
The Energy Smart Loan has terms that make it easy to improve your home’s energy efficiency, whether that’s done by installing solar panels or other energy efficient appliances.
Questions about whether your energy efficiency project qualifies?
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Your energy-efficient investment is saving you money and will continue for years to come. An Energy Smart Loan with Direct Financial can be financed for 5, 10 or 15 years, depending on the amount you need to finance. We want to keep your payment affordable. The shorter the term the lower the interest rate and our rates are fixed for the life of the loan.
If at any point during the loan you have the opportunity to pay down the balance, you can lock in a new monthly payment based on the new principal balance.
You may pay down the principal on your loan anytime you like with no penalty. This is not a home equity loan, so there is no appraisal or title work needed.
* Direct Financial does not offer tax services. Please us a professional tax preparation service to inquire about potential tax credits.
** Energy Efficient and/or Energy Star rated products require verification of rating; spec sheet available from place of purchase or online.
*** There’s not really a footnote for three asterisks. We just want to say thank you for using renewable energy sources and reducing the use of energy from other sources. It’s a big deal!