You do the buying or building. We'll do the financing!
Our Mortgage Officers are experienced, local experts who will help you to get the home financing that’s right for you.
A primary residence is the legal residence of the owner/borrower and which is intended to be used as a primary residence by the borrower within 60 days of closing.
A no down payment/equity loan for eligible Veterans purchasing or refinancing a Primary Residence.
Fixed rates for 10 or 30-year terms and Adjustable Rates for 30-year terms for a loan amount above $424,100. Minimum down payment of 5-10% depending on loan size. Servicing of loan will stay with NEFCU after closing.
A low down payment/equity loan for purchasing or refinancing a Primary Residence with flexible underwriting and credit guidelines.
Adjustable rate with 20 year amortization and 10 year balloon. Minimum 20-35% down payment depending on use of land.
Fixed rate with 6-12 month term. Permanent financing available when construction is complete. Minimum 10% down payment.
Fixed and adjustable rate options with 10-30 year terms for 1-4 unit rental properties. Minimum 20-30% down payment.