Certificates

You can save with higher yields and flexible terms through the credit union equivalent of certificates of deposit. Our Future Saver Certificate allows you to open a certificate with as little as $25 and make deposits to it until it matures.

Your deposits are federally insured up to $250,000 per member by the National Credit Union Administration. Additional coverage may apply based on ownership of account - details and restrictions.

Table data for Future Saver Certificate (variable rate)
 12-12-2019
Term Minimum to Open & Earn APY Dividend Rate Annual Percentage Yield Alert Me
12 to 60 Months $25 1.60% 1.61%
Rates are subject to change after account opening. Early withdrawal penalties may apply.
Table data for Future Saver Plus Certificate (variable rate)
 12-12-2019
Term Minimum to Open & Earn APY Balance Tier Dividend Rate Annual Percentage Yield Alert Me
12 Month $25 Under $5,000 3.00% 3.03%
12 Month & Over $25 $5,001 and Over 1.70% 1.71%
Rates are subject to change after account opening. Early withdrawal penalties may apply.
Table data for Uniform Transfer to Minor Act (variable rate)
 12-12-2019
Term Minimum to Open & Earn APY Dividend Rate Annual Percentage Yield Alert Me
12 months $5 2.15% 2.17%
Rates are subject to change after account opening. Early withdrawal penalties may apply.

Table data for Term Share Certificate
 12-12-2019
Term Minimum to Open & Earn APY Balance Tier Dividend Rate Annual Percentage Yield Alert Me
90 to 179 days $1,000 Under $25,000 .75% .75%
$25,000 and Over .90% .90%
180 to 364 days $1,000 Under $25,000 1.25% 1.26%
$25,000 and Over 1.40% 1.41%
12 to 23 Months $1,000 Under $25,000 1.85% 1.86%
$25,000 and Over 2.00% 2.02%
24 to 35 Months $1,000 Under $25,000 1.70% 1.71%
$25,000 and Over 1.85% 1.86%
36 to 59 Months $1,000 Under $25,000 1.80% 1.81%
$25,000 and Over 1.95% 1.96%
60 Months & Above $1,000 Under $25,000 1.90% 1.91%
$25,000 and Over 2.05% 2.07%
Early withdrawal penalties may apply.
Table data for Coverdell Education Savings
 12-12-2019
Type Minimum to Open & Earn APY Balance Tier Dividend Rate Annual Percentage Yield Alert Me
Share Account $5 Under $25,000 .40% .40
Rates are subject to change after account opening.

Table data for Coverdell Education Savings (fixed rate)
 12-12-2019
Type Minimum to Open Balance Tier Dividend Rate Annual Percentage Yield Alert Me
1 year certificate $500 Under $25,000 1.85% 1.86%
$25,000 and Over 2.00% 2.02%
Early withdrawal penalties may apply.

Table data for Coverdell Education Savings (variable rate)
 12-12-2019
Type Minimum to Open Balance Tier Dividend Rate Annual Percentage Yield Alert Me
18 month certificate $5 Under $25,000 1.70% 1.71%
$25,000 and Over 1.85% 1.86%
Rates are subject to change after account opening. Early withdrawal penalties may apply.